University Bank is a locally owned and locally managed Community Bank that offers a range of personal and business banking solutions. The bank provides savings, money market and checking accounts and certificates of deposit. University Bank also offers online and Internet banking services. The bank s clients include local businesses, minorities and nonprofit organizations. University Bank provides auto, recreational vehicle, home equity, equipment, real estate and construction loans. The bank also offers investment services for mutual funds, annuities, disability plans, and group and individual health policies. University Bank provides insurance, investment and money management services through its wholly owned subsidiary University Insurance & Investments. .